If you own a home or a business, there’s a good chance that you have insurance. This insurance is there in case something bad happens to your home or business; this is when you would file a property insurance claim. Examples of property insurance claims are water leaks, fire damage, theft or vandalism of a home or a business. The owners of companies would file a commercial insurance claim, while homeowners would file personal property insurance claims.
Stonewalling Property Insurance Claims
Let’s say your business burned to the ground. In a perfect world, your insurance company would pay in full for the damages, but sometimes insurance companies do not want to pay you for your commercial insurance claim and fulfill their end of the bargain. This is called “stonewalling.” You’ve paid your insurance premiums every month, but now your insurance company doesn’t want to pay you for your loss.
When an insurance company stonewalls you, they may delay payment, not pay you nearly enough or not pay at all. Certainly, insurance companies must guard against fraud (if you burned your business down to get the insurance money, which would be a crime), but often they stonewall to maximize their profits. The insurance company adjuster may disagree with you on how much your business was worth or how much you actually lost.
Help With a Commercial Insurance Claim
The insurance company adjuster might even want to grill you with questions, put you under oath and make you back up every single loss, no matter how small. You may even feel as if you are on trial. This can be very intimidating for your average homeowner or business owner, which is what the insurance company is hoping for. They want you to take what they offer you (or don’t offer) and go away.
How do you avoid a prolonged battle with a foot-dragging insurer? The best thing you can do is to contact a property insurance lawyer who can play hardball with big insurance companies and let them know that you are serious about them paying you for your loss completely and promptly.
Contact a Property Insurance Lawyer Los Angeles
A property insurance lawyer should be well-versed in handing all types of cases to ensure their client receives the absolute best compensation possible following some type of property damage or loss (watch property insurance lawyer Arash Khorsandi explain more in this video).
If your insurance company hesitates or delays your claim, you should immediately contact a property insurance lawyer. Our property insurance lawyers will fight to get you everything that you deserve from your insurance company. Remember, the insurance companies have big lawyers on their side, shouldn’t you have the same? Call our property insurance lawyers at 877-702-7274 for a free consultation today.