Talking to your insurance company about an accident claim is an important step in making sure you are fully compensated for any injuries and damage you incurred. If the other driver in the car accident was responsible for your injuries, then your insurance company will help you to collect damages for your medical bills, lost wages and pain and suffering. However, before talking to your insurer about an accident claim, it is important to understand your legal rights.
How to Talk to Your Insurance About An Accident Claim Los Angeles
Before you talk to your insurer about an accident claim, it is essential that you understand that once you settle your claim, you are not entitled to any further damages from the accident and, if you agree to settle, you cannot then sue the insurance company in court. Therefore, you want to make sure that you have been thoroughly examined and that all injuries have been diagnosed. You also want to ensure that you understand all of the different types of compensation to which you are entitled.
What Should Your Car Accident Claim Include?
In an accident claim, you are entitled to recover actual losses such as medical bills and lost wages. You are also legally entitled to compensation for pain and suffering and emotional distress arising from an accident that someone else caused. If the person who caused your accident was driving drunk or behaving in an extremely reckless manor, you may even be entitled to punitive damages.
In addition to ensuring you are receiving all of the damages the law entitles you to, it is important to remember that the insurance companies interests may not always be perfectly aligned with your interests. Insurance companies want to resolve accidents by paying the least amount of money for damages and legal fees, while you want to make sure you get all you are entitled to under the law.
It is therefore very important to talk to a personal injury attorney before talking to your insurance company about a car accident claim. An attorney can help you to determine if the settlement offered by the insurance company is fair or if you should take your case to a jury. A personal injury attorney can also talk to your insurance company for you in order to ensure that you don’t accidentally say anything that could jeopardize your insurance claim or lawsuit, and to ensure that you have all the information you need to recover all the damages you are owed.
Our personal injury law firm specializes in all types of injury claims, please do not hesitate to contact our office for a free consultation.