A car crash can lead to injuries as well as property damage. Regardless of the extent of your accident injuries, a car crash claim may be your best bet to recover for the damages incurred in your auto accident.
Before filing claims, it is important to understand the process of making a claim and how a lawyer can help you in the process. Once you understand the car crash claim process you will be in a better position to settle with the insurance company and get the recovery that you deserve.
The Tips for Dealing with Car Crash Claims Los Angeles
These 5 tips for dealing with car crash claims can help you to ensure you don’t make any major mistakes when dealing with your insurance company or when filing a lawsuit:
1. Get Help: When you are involved in a car crash and suffer accident injuries, you will need to either reach a settlement with the insurance company or file a lawsuit to recover your damages in car crash claims. In either case, it is helpful to retain a car crash lawyer. The insurance company will have a lawyer representing them and their interests, and you want to ensure you have equal representation so you do not settle for less than you deserve.
2. Keep Records: Whether you settle your car crash claims out of court or file a car accident lawsuit, the more evidence you have of your pain and suffering, injuries, lost wages, and emotional distress from the accident, the better your chances of fully recovering. In addition to keeping all of your medical records and medical bills, you should also keep detailed information about how you are feeling. Consider keeping a pain journal and writing about both your physical pain and any lingering emotional trauma you suffer from after the accident.
3. Know the law: California is a pure comparative fault state, which means the person who caused the accident is liable under the law for damages resulting from it. There are, however, 12 other states are no fault states, which means that you have to recover from your own insurance company for your medical bills and that you cannot sue unless your injuries are severe enough to exceed a certain threshold. You will need to know the specific law in your area in regards to how to prove fault and what you must do to recover.
4. Understand the time frame: You don’t want to settle a claim too early, as the full extent of your injuries may not be known right after the accident. Once you settle, you cannot recover any more damages, so if you later find out that your soft tissue injury is not going away or that your concussion has turned into a traumatic head injury, you will be out of luck as far as car accident compensation if you have already settled. However, you don’t want to wait too long either, as in most cases, you only have a limited period of time to file a claim before exceeding the statute of limitations. In California, you have two years from the date of the car crash injuries to file car crash claims, so make sure you file within that time period.
5. Collect all your damages: You have a right to recover for both the medical bills and lost wages, as well as for pain and suffering. In some cases, if the other driver behaved egregiously, you may even be entitled to punitive damages. Do not settle a case for less than it is worth and end up not being fully compensated. Have an attorney review all settlement agreements before signing, and ensure you hold out for what is fair.
Dealing with claims can be a trying experience as you cope with both financial trauma and physical trauma. Consult with an experienced car crash lawyer to help you cope with car crash claims and to guide you through the legal process of recovering from your car accident injuries.
We offer free consultations for victims of accidents. Call our office at 1-877-702-7274 for a Free Consultation.
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